

Change Frontier
Change Frontier is a niche consultancy firm, specialising in delivering finance change and transformation projects. We provide the right resource with the right skills to meet your change initiatives.
Change is ubiquitous; change happens constantly, to all of us. In a business context, if not managed properly, transformation can be uncomfortable and outright disastrous. Embracing the change, on the other hand, coordinating and planning a new chapter of your success, may revolutionise an organisation to become the best version of itself.
Our goal is simple, our vision clear: we are here to guide you developing your business full potential, helping you to achieve the change worth making.
EXEC TEAM
After graduating from The University of Birmingham in Computer Science with Business, Jag decided to build on his placement year at PwC to pursue a career in accounting and IT. Deloitte provided an excellent opportunity to work across multiple clients and become a qualified accountant. Subsequent roles at SwissRe gave Jag expert knowledge in operational risk and finance change.
Jag has successfully delivered significant end-to-end transformations for large Financial Services clients. The breadth and depth of expertise across finance, IT and risk provide Jag with an exceptional ability to take a holistic view of an organisations finance operations, most recently seen during his Programme Manager role for a global Finance transformation at Hyperion Insurance Group.
Jag’s young family takes up much of his free time, and he would not have it any other way. Jag also loves playing football and has recently taken up barefoot running and progressed from the couch to 15k.

Sam Kunda
With a 1st class honours degree in Accounting and information systems from Sheffield Hallam University, Sam jumped straight into the corporate world and finance transformation, joining Amlin Insurance Group as a finance system project lead to implement an enterprise treasury management solution for the group.
With over 13 years of industry, Sam has delivered value for dynamic and diverse firms like Man Group, VirginActive, Mopani Copper Mines, Land Securities and McGill and Partners. Most recently, he worked at a program level to deliver a global finance transformation project for Hyperion Insurance Group.
In his downtime, Sam enjoys helping startups by offering free advice on how to grow their businesses. An avid fitness fanatic, a boxing or gym workout are cherished moments of his daily routine, only surpassed by his newly found love for surfing.
Co-Founder / Managing Partner

Jag Johal
After graduating from The University of Birmingham in Computer Science with Business, Jag decided to build on his placement year at PwC to pursue a career in accounting and IT. Deloitte provided an excellent opportunity to work across multiple clients and become a qualified accountant. Subsequent roles at SwissRe gave Jag expert knowledge in operational risk and finance change.
Jag has successfully delivered significant end-to-end transformations for large Financial Services clients. The breadth and depth of expertise across finance, IT and risk provide Jag with an exceptional ability to take a holistic view of an organisations finance operations, most recently seen during his Programme Manager role for a global Finance transformation at Hyperion Insurance Group.
Jag’s young family takes up much of his free time, and he would not have it any other way. Jag also loves playing football and has recently taken up barefoot running and progressed from the couch to 15k.
Co-Founder
With a 1st class honours degree in Accounting and information systems from Sheffield Hallam University, Sam jumped straight into the corporate world and finance transformation, joining Amlin Insurance Group as a finance system project lead to implement an enterprise treasury management solution for the group.
With over 13 years of industry, Sam has delivered value for dynamic and diverse firms like Man Group, VirginActive, Mopani Copper Mines, Land Securities and McGill and Partners. Most recently, he worked at a program level to deliver a global finance transformation project for Hyperion Insurance Group.
In his downtime, Sam enjoys helping startups by offering free advice on how to grow their businesses. An avid fitness fanatic, a boxing or gym workout are cherished moments of his daily routine, only surpassed by his newly found love for surfing.
OUR CORE VALUES
'Achieving the change worth making' is the cornerstone of our values.
To us, change does not only look at how we build improved working environments for ourselves and our clients, but how positive change can influence the wider world.
INTEGRITY
We are resolute in doing the right thing by our clients, partners and employees to earn their trust, and respect to build stronger relationships.
EXPERTISE
We are passionate about delivering tailored solutions, utilising proven best in class processes and platforms. All our consultants are experts and thought leaders in their field.

COLLABORATION
We work collaboratively with multiple client teams, vendors and our trusted partner network to deliver comprehensive and cohesive strategic solutions.
DIVERSITY & INCLUSION
We take pride in our culture of inclusion, recognising our people's diverse backgrounds to bring new perspectives, greater productivity and better solutions.
SUSTAINABILITY
Our organisation endeavours to be environmentally responsible. We promote sustainable economic growth and keen to partner and stand by like-minded enterprises, clients and initiatives.